3 Steps to Alleviate Money Guilt: How Energy Practices Can Help

ACEP • July 8, 2021

(by Lori Hops, PhD, DCEP)


Do you feel guilty when charging clients for your energy practice services?


Do you believe your services should be given for free or on a donation basis?


Is it hard to ask for money for missed appointments, late cancellations, or additional time?


If you answered yes to one or more of these questions, you are not alone. It is not just energy practitioners who may feel guilty about charging for services. Service providers in many areas struggle with issues of how much to charge, sometimes cloaked in hidden beliefs which run contrary to successful business practices. 


It helps to identify the beliefs getting in your way, along with contrasting ideas about how charging fair market prices assist your clients. Follow these three easy tips so you and your business can prosper with less guilt when charging for services.


Forgive Yourself: It’s Not a Bad Thing if You Feel Guilty

Qualities of good energy practice may conflict with setting fair fees for service


The very qualities that support your work as an energy provider can sometimes backfire when charging for services.  High degrees of empathy, perception, compassion and intuition may contribute to a heightened awareness of money issues with your client. If you are resonating with your clients’ worries, fears of lack, and constricted beliefs about money, abundance and worth, you may have trouble setting realistic and helpful boundaries for your practice when setting your fees. It helps to examine these beliefs so you can address them directly. Take these three steps to uncover beliefs that block you, finding reasons to support your goals, and moving your energy from guilt to freedom so you can achieve your financial goals while taking care of your clients.


Step 1. Uncover Beliefs About Money and Guilt

Common beliefs about not trading money for services

  • Your fees are taking too much from your client.
  • When being paid, you are benefiting from your client’s pain.
  • You have a belief in the sanctity of poverty or selfless giving.
  • Money is the root of all evil, and tarnishes the working relationship.
  • Helping comes naturally and should be what people do for one another without exchanging money.
  • You believe service is a sacred act or is a higher calling, and is beyond the mundane world of money.


Step 2. Identify Reasons That Support Financial Goals

Why trading money for services is of benefit

  • Money is an exchange of energy, just like other energy practices.
  • Therapy helps people function better so they can be more productive and possibly earn more.
  • People spend money on things that don’t help and may harm them. Therapy is designed to help them, as an investment in their wellbeing.
  • People commit to what they pay for with time and money, and may work harder or be more committed to their wellbeing.
  • Charging a fair price for services indicates wellbeing is valuable, as is the work you do.
  • Those who pay your full fee give you opportunity to offer sliding scale or reduced cost to others.


Step 3. Find Ways to Release the Guilt

Moving from guilt to freedom


There are many creative approaches to releasing yourself from guilt and money. Consider these ideas, or make up your own. 


  • Reflect on generational beliefs about money including family stories or slogans. Identify family history with access to education, work, opportunity, discrimination, favoritism, and legalities. There may be beliefs based upon differences in gender, age, race, geography, culture and religion.
  • Read the list of blocks, or make ones of your own. Simultaneously, see if there are areas in your body where there is constriction or distress. Consciously breathe into those places and observe your reactions. Notice any new thoughts, sensations, or ideas.
  • Use familiar or new energy practices, or other approaches. For instance, you can move energy in the chakras using hands or imagery or both. Dedicate time each week to this goal, so you are accountable to finding a new path and reinforcing positive changes.
  • Install new beliefs once the guilt or blocks are cleared. It is as important to establish new ways of being, as it is to clear the old, so you can build a new reality for yourself and your clients. Be a way shower, so your clients can forge a new reality for themselves and others.


Want to become more aware of, and resolve your blind spots around money issues? Learn how from Lynn Twist in ACEP’s online training: Clarity & Wisdom: Ethics & Energy Healing. Plus, you can upgrade your ethical knowledge while expanding your clarity and wisdom in these areas: risk management issues in your practice, managing boundaries, expectations and other relationship issues and spiritual competency training. clarityandwisdom.org 8 CE/CME/CNE available.


Author


Lori Chortkoff Hops, PhD, DCEP is a licensed psychologist in Westlake Village, California, USA. She is certified in Comprehensive Energy Psychology and Logosynthesis. Lori is president of ACEP (www.energypsych.org). She is certified in Comprehensive Energy Psychology, and is a Reiki master. Learn more about Dr. Hops at www.drlorihops.com. You can visit her Facebook page for A Tip A Day for Wellness Program at Facebook.com/Lori.Hops.

By Lori Chortkoff Hops • October 14, 2026
December 1961 - September 2026 Personal reflections by Lori Chortkoff Hops, PhD, DCEP, Former ACEP President Shockingly, we lost a great one. Teacher extraordinaire. Multitalented healer. Introspective thinker. Generously hearted. Craig Weiner lived life with gusto, whether vibing with international creative expressions of formal and street art or cherishing exotic cuisine, deftly climbing rocky heights, or sunset kayaking with whales in the sound. Craig was ever curious for the next adventure, delighted with spontaneous encounters with new and familiar souls and animals, sounds and colors. Holding a razor-sharp memory, Craig could easily quote an apt phrase, whether common or obscure, at a moment's notice , highlighting one of his many areas of expertise or fascination. How strange indeed to be left with the echoes of silence his memory traces through our collective grief. Only months before his passing from the physical form, Craig and his beloved wife and partner, Alina Frank , were newly settling into their home in sunny Mexico, far from their home of many years in the lush wetlands of the Pacific Northwest. In true Craig style, he befriended many people right away, while sharing his antics with those at home through his active social media sites. Many relished his detailed narratives with videos from stunning desert, sea, mountain, and waters of the world. Craig greeted people with glee, with his trusted dog Bibi (aka Habibi Bear) in tow. In true Craig fashion, Bibi sometimes was carried and worn like a scarf, riding on the back of Craig's neck. Craig gave unceasingly from his soul for the well-being of all, leaving an immeasurable impact on the field of energy healing. His accomplishments are broad and deep, and can be found listed on his website . In his brief time with us, though he accomplished much, he left many dreams unrealized. It is up to us to find our way to extend what we loved best about Craig, and make it happen with him in mind. Beyond his vast curricula of knowledge and products and classes, I was most touched by Craig's unceasing commitment to excellence, deeply sharing authentically from his heart moments of pain and joy, his snappy sense of humor, and his infectious smile with a hearty laugh asking us to meet his mood with our own joy. Craig's life is honored with two memorial services, in his two homes, with beloved friends and family. And we will all be able to track Craig's eternal spirit when we hear the splash of sea life, see silver light dancing on the water, and feel the warmth of love in laughing eyes, no matter the species. You can learn more about Craig's life story and work in his own words through this podcast interview with me . If you wish to donate to a charity in Craig Weiner's name, his wife Alina Frank has kindly requested choosing Jovenes Adelante . Jóvenes Adelante AC is a Mexican Donataria Autorizada; JA is a 501 (c) (3) non profit. All financial contributions are tax deductible. About the Autor Lori Chortkoff Hops, PhD, DCEP is a licensed psychologist in Westlake Village, California, USA. She is certified in Comprehensive Energy Psychology and Logosynthesis. Lori is a past ACEP president and Reiki master. Learn more about Lori at www.drlorihops.com . Lori teaches online intuition classes and consultation. Check out her podcast Healing Tips from the Heart: Helpers, Healers and Guides.
By Dawn Eidelman • October 14, 2026
Widening the Circle: The Ripple Effect (Part 1 of 3) 
By Amy Frost • October 14, 2026
When people hear the words humanitarian work, they may imagine traveling across the world to respond to a war, natural disaster, or humanitarian crisis. That work matters enormously. But over many years of working with veterans, military families, first responders, community leaders, and the ACEP Humanitarian Committee, I have learned something equally important: You do not have to travel across the world to change the world. You can begin with the community right in front of you. I grew up in a military family. I was born on an Air Force base. My uncle, a Navy pilot, died in a plane crash when I was very young. Years later, my husband Tom died during Desert Storm, and the life I thought I had mapped out suddenly disappeared. At the time, I had a successful career with the Department of Defense. I had an MBA. I knew how to organize, manage, execute, and get things done. Grief didn't particularly care. Eventually, my own search for healing led me to earn a master's degree in spiritual psychology. Over time, what began as my own journey became a calling to serve veterans and their families—and, increasingly, the many people who spend their lives serving others. Build Community Before the Crisis One of the most important lessons I have learned about humanitarian work is surprisingly simple: Don't just run in to help. Build relationships first. Years ago, through ACEP's humanitarian work, Suzanne Connolly, Dr. Kristin Miller, and I became involved in developing what evolved into a Veteran-to-Veteran project in Las Vegas. We didn't simply arrive with a program and tell veterans what we thought they needed. We reached out to people already trusted within the veteran community—leaders connected with the VA, Nevada veterans' services, veteran groups, and other community organizations. We listened. We built relationships and earned their buy-in. Then we introduced tools from Thought Field Therapy and energy psychology that they could use themselves and share within the circles where they already had trust. My job was not to become the center of the system. My job was to help strengthen the system that was already there. Our final formal training took place in April 2017. Six months later, on October 1, Las Vegas experienced a devastating mass shooting.  Suddenly, the relationships we had spent years cultivating mattered in ways none of us could have anticipated. I didn't have to figure out how to reach an entire traumatized city. The network already existed. I could reach the leaders I knew, support them, and help them support their own communities. Build community before the crisis. When something happens, you won't be starting from zero. The Ripples Create More Ripples Today, I continue working with veterans and their families throughout Las Vegas. I support the Rebel Vets community at UNLV when they need me, and I facilitate a monthly gathering at the City of North Las Vegas Veterans & Community Resource Center. We deliberately call it Women's Fun Day . Why? Because if we called it Suicide Prevention, a lot of people who need connection might never walk through the door. Women veterans come, but so do spouses, adult children, caregivers, and community supporters. We talk. We laugh. We practice something simple—a breathing technique, tapping, another self-regulation tool. Sometimes I support them. Sometimes they support me. And then something wonderful happens: people take what they learn and carry it somewhere else. One veteran I've known for years is now in pastry school and mentoring younger people there. She is sharing some of the practices she has learned with the young people she encounters. Others have created simple “walk and talk” gatherings in local parks or brought self-care practices into coffee shops and community groups. This is how humanitarian work grows: the ripples create more ripples. It doesn't always require a large grant, a formal program, or an airplane ticket. Sometimes it begins with a walk. Sometimes with coffee. Sometimes with one person asking another person, How are you, really? Hope Providers Need Hope, Too There is another part of humanitarian work that I believe we need to talk about much more openly. I call it providing hope for the hope providers . The people who spend their lives helping others—clinicians, first responders, veterans, caregivers, nonprofit leaders, teachers, humanitarians—can become extraordinarily good at appearing fine. They are often the people everyone else depends upon. That can make it very difficult for them to say, I need help. I think about suicide prevention through that wider lens. Long before someone reaches the most visible point of crisis, something may be disappearing mentally, emotionally, or spiritually. Someone may continue running an organization, caring for a family, or serving a community while quietly running out of resources themselves. I know something about this personally. After my husband died, there were moments when I did not want to be here. I had to find my own way through that terrain. Years later, during the aftermath of the Las Vegas shooting, my own grief resurfaced. I had spent years learning about self-care and teaching it to other people. But I discovered another layer underneath all my competence and activity. I needed to learn how to receive care, too. If we want people to remain in the work for the long haul, we have to support the people doing the supporting. Why ACEP Matters to Me This is one reason ACEP has become so important in my life. ACEP gives me community. It gives me people with whom I can have conversations I don't get to have anywhere else. It gives me trusted resources and colleagues who understand this work from the inside. Through ACEP's Humanitarian Committee and our conferences, I have met people who became dear friends—and then became collaborators in doing good in the world. We support one another. We challenge one another. We remind one another to practice the very things we teach. And ACEP's humanitarian work has never been only about what one committee accomplishes. Its real power lies in what happens when someone gets an idea, finds a few kindred spirits, learns useful tools, and takes them home. One person mentors another. One project becomes another. One community develops its own capacity to respond. Eventually, we don't even know where all the ripples have traveled. That is a good thing. Start Where You Are So what would I say to someone who feels called to humanitarian work but doesn't know where to begin? Start where you are. Find something you genuinely care about. Find the people already doing the work and listen to them. Learn a few practices that can help people regulate stress and reconnect with themselves and one another. Make those practices simple and accessible. Find collaborators. Take care of yourself while you are doing it. And then give other people permission to take what works and make it their own. You do not have to do everything. You are not supposed to. Maybe your contribution is traveling to a community in crisis. Maybe it is supporting the people who do. Maybe it is mentoring one young practitioner, gathering veterans for coffee, teaching a breathing technique, checking on a caregiver, or simply believing in someone who has forgotten how to believe in themselves. Make it simple. Make it fun. Do what you're here to do. Then let the ripples travel. Because perhaps that is the deepest lesson humanitarian work has taught me: we are not here to rescue one another. We are here to build communities strong enough that we can care for one another. About the Author Amy Frost, MBA, MA Spiritual Psychology, is an educator, facilitator, trainer, coach, writer, and longtime humanitarian whose work has included veterans, military families, first responders, community servants, and those who support them. A longtime member of ACEP's Humanitarian Committee and ACEP's 2018 Humanitarian of the Year, Amy has spent decades developing community-based approaches to resilience, self-care, peer support, and humanitarian service. Image by qimono from Pixabay
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